Choosing a Credit Card
Credit card companies can be extremely competitive. In addition to offering things like introductory rates or waived annual fees, they may offer you some kind of rewards points program. On the surface, this sounds great. But if it’s difficult to accumulate and redeem points, then the so-called “reward” isn’t very rewarding at all. The best credit card rewards offer flexible choices that allow you to choose the reward type, and have an accelerated way for you to earn points with an easy redemption process. Find out more here.
There was a time when the term “plastic” simply referred to credit cards. Now, there are numerous types of cards with various types of credit features and benefits. Understanding the difference between these cards can help you make the right decision and get the most out of the card you choose.
Phishing has quickly grown into one of the most frequent and effective scams on the Internet. It works by directing users toward fake websites that trick them into giving up personal information. Some victims have had their credit rating and financial livelihood destroyed when their identity has been used to raise capital, while others have seen their credit or debit cards used by imposters to buy goods online. You can avoid becoming a phishing scam victim by following few simple rules and watching out for specific signs.
Building a sound savings strategy is the best way to prepare for the future. Different savings options offer different benefits to help you reach your goals, whether it’s buying a house, enjoying retirement or teaching your kids how and why they should save. Through its partnership with Discover Bank, AAA can offer members added benefits like quality savings products with preferred rates designed to help you grow and effectively manage your assets. There is no minimum deposit to open a money market, CD or IRA CD accounts, and a low minimum deposit required to open an online savings account. Find out more here.
Opening an Individual Retirement Account (IRA) or contributing the maximum amount allowed to an existing IRA account is vital to your future financial well-being. Financial planners suggest everyone begin contributing to an IRA as early as possible, and throughout their years of employment. An optimal savings plan would be to add money each year to an IRA as well as contribute funds designated to a company-sponsored plan such as a 401(k) or 403(b). AAA offers traditional IRAs and Roth IRA CDs. Find out more here.