Posts Tagged ‘AAA Financial Services’

Ginnie PritchettAAA, the nation’s largest motor club, shares useful tips for drivers during Car Care Month

ORLANDO, Fla., (October 1, 2013) – October is Car Care Month and AAA is reminding drivers about the importance of properly maintaining their vehicles. There are a few simple things every driver can do to make sure their car is ready for the road.

“Learning how to handle common maintenance issues is beneficial to anyone who gets behind the wheel,” said John Nielsen, managing director of AAA Automotive Engineering and Repair. “Proper maintenance can extend the life of your vehicle and help prevent costly repairs.”

Below are four simple car care practices AAA recommends every motorist perform on a regular basis:

Additional Resources

Check the Air and Wear of Your Tires

83% of American do not know how to properly inflate their tires, according to the Rubber Manufacturers Association. The pressure on all tires—including the spare— should be checked monthly, with a quality gauge when the tires are cold. Proper pressure levels can be found in the owner’s manual or on a sticker most often located on the driver-side door jamb. Do not use the pressure stamped on the sidewall of the tire. Note that the pressure levels on some cars are different for the front and rear tires.

Check the tread depth on each tire by placing a quarter upside down in the tread grooves. If the top of Washington’s head is exposed at any point, it’s time to start shopping for new tires. Also, look for uneven tire wear when checking the tread. This can be an indication of suspension, wheel balance or alignment problems that need to be addressed.

Every driver at some point deals with a flat tire. Click here for a step-by-step video that shows how to prepare for and repair or replace a flat tire.

Ensure Your Car Battery is Properly Charged

Extreme temperatures break down car batteries internally and can accelerate the rate of corrosion on battery terminals, leading to insufficient electrical power and the risk of being stranded without warning.

At every oil change, check the battery cables and ensure they are securely attached to the terminals. Clean the terminals if there are signs of corrosion. Disconnecting the cables to clean the hidden areas where they contact the battery terminals is the best way to remove external corrosion.  Most car batteries have a three to five year service life, depending on local climate and vehicle usage patterns. If your battery is getting old, have it tested at a AAA Approved Auto Repair shop or by using AAA Mobile Battery Service to determine if it needs to be replaced.

Keep Those Wipers Working

Inspect the wiper blades monthly. Check to see if they are worn, cracked or rigid with age.  Damaged wiper blades won’t adequately remove debris, compromising the driver’s vision and safety. The life of a rubber insert is typically six to 12 months depending on its exposure to heat, dirt, sunlight, acid rain, and ozone.  Streaking and chattering are common clues that the rubber is breaking down and a replacement is needed.  Click here to learn more.

The windshield washer fluid reservoir should be checked monthly. Top it off with a solution formulated to aid in the removal of insects or other debris. In winter, use a solution that will not freeze at low temperatures. Also, test the washer spray nozzles for proper operation and aim before leaving on a trip.

Work with a Local Repair Shop You Trust

Every car requires routine maintenance and repair. The best time to find a mechanic or auto repair shop is before you need one. Start by asking friends and family for recommendations of repair shops and mechanics. Visit www.aaa.com/repair to find nearby AAA Approved Auto Repair facilities. Once you’ve narrowed down your choices, take your vehicle to your top candidate shop for routine maintenance. While there, talk with the employees and take a look at the facility and consider the following questions:

  • Does the facility have up to date equipment?
  • Were you offered a written estimate?
  • Does the shop offer a nationwide warranty on parts and labor?
  • Are customer areas clean, comfortable and well organized?

Click here for more on finding the right automotive repair shop for you.

When having your car serviced, follow the factory recommended maintenance schedule to avoid under- or over-maintaining your vehicle.  Oil changes, tire rotations, changing transmission fluid, and replacing an air filter are the types of routine maintenance recommended by your vehicle’s manufacturer. The maintenance schedule for these services and more can be found in the vehicle owner’s manual.

As North America’s largest motoring and leisure travel organization, AAA provides more than 54 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

AAA cautions drivers to prepare for winter driving before the flakes start to fall

ORLANDO, Fla., (December 18, 2012) –   Nearly one-quarter of weather related vehicle crashes occur on snowy, slushy or icy pavement,  resulting in more than 1,300 deaths and 116,800 people injured annually, according to data from the Federal Highway Administration.  With AccuWeather’s winter forecast calling for above-normal snowfall in some parts of the country and the first official day of winter December 21, AAA recommends motorists brush up on winter driving techniques before the weather outside turns frightful.

Additional Resources

Prepare Your Vehicle for Use in Ice and Snow

Before winter conditions hit, it’s important to prepare your car for harsh winter weather. AAA’s Winter Car Care Checklist can help determine a vehicle’s winter maintenance needs. Many of the items on the list can be inspected by a car owner in less than an hour, but others should be performed by a certified technician. The AAA Winter Car Care Checklist can be found here.

Drive Distraction Free

It is also important when driving in winter conditions to drive distraction-free and in the right frame of mind. The AAA Foundation for Traffic Safety found that looking away from the road for just two seconds doubles your risk of being in a crash.  AAA recommends if you are with a passenger, enlist the passenger’s help to carry out activities that would otherwise distract you from driving safely.

Do Not Use Cruise Control and Avoid Tailgating

Normal following distances of three to four seconds for dry pavement should be increased to eight to 10 seconds when driving on icy, slippery surfaces. This extra time will allow for extra braking distance should a sudden stop become necessary.  If driving on a four-lane highway, stay in the clearest lane; avoid changing lanes and driving over built-up snow. Do not use cruise control when driving on any slippery (wet, ice, snow, sand) surface; not using cruise control will allow you to respond instantly when you lift your foot off the accelerator.

Know When to Brake and When to Steer

Some driving situations require abrupt action to avoid a crash or collision and in winter conditions the decision to steer or brake can have very different outcomes. When travelling over 25 MPH, AAA recommends steering over braking to avoid a collision in wintery conditions, as less distance is required to steer around an object than to brake to a stop.  In slick conditions, sudden braking can lead to loss of vehicle control.

However, sometimes steering is not an option. Braking on slippery surfaces requires you to look further head and increased following and stopping distances.  Plan stopping distances as early as possible and always look 20-30 seconds ahead of your vehicle to ensure you have time and space to stop safely. Shaded spots, bridges, overpasses and intersections are areas where ice is likely to form first and will be the most slippery. It is important to adjust your braking habits as road conditions change.

Stay in Control Through a Skid

Even careful drivers can experience skids. When a vehicle begins to skid, it’s important to not panic and follow these basic steps:

  • Continue to look and steer in the direction the car needs to go.
  • Avoid slamming on the brakes as this will further upset the vehicle’s balance and make it harder to control.

If you find your vehicle stuck in the snow, AAA members needing assistance can request roadside rescue at (800) AAA-HELP.  Android and iPhone users can download AAA Mobile, AAA’s mobile smartphone app that provides AAA services for all motorists, such as mapping and gas price comparison, as well as member-exclusive benefits including roadside assistance and discounts.  AAA Membership is not required to download and use AAA apps, but is necessary to take advantage of unique member benefits such as roadside assistance.  For more information on AAA Mobile, visit AAA.com/Mobile. These tips and additional information on driving in winter conditions can be found in the AAA brochure How to Go on Ice and Snow online.

As North America’s largest motoring and leisure travel organization, AAA provides more than 53 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

Proper vehicle maintenance can help holiday travelers avoid trouble on the road

ORLANDO, Fla., (December 14, 2012) – As 84.4 million travelers take to the roads for the year-end holiday, AAA anticipates coming to the assistance of more than 1.2 million stranded motorists between December 19, 2012, and January 2, 2013. The nation’s largest motor club will be busy with lockouts, battery replacements, jump starts, changing tires, extricating vehicles from snow, towing vehicles for repair and more.

“Becoming stranded on the roadway is the last thing on anyone’s holiday wish list,” said Marshall L. Doney, AAA National Vice President, Automotive, Financial Services and E-Business.  “Whether you are staying local or planning a long distance road trip, having your vehicle properly maintained and prepared for holiday driving will help ensure it gets you and your loved ones to your destination safely and without incident.”

Additional Resources

AAA projects its roadside problem-solvers will be able to remedy the issues of more than three out of five stranded motorists at the roadside and send them on their way, but the remaining travelers will still need a tow this year-end holiday season.

More than 288,000 requests for help with a dead battery are expected, and among those rescued AAA roadside service personnel will conveniently replace more than 80,000 failed batteries on the spot.   AAA also expects to retrieve more than 198,000 sets of keys locked inside vehicles, change more than 166,000 tires and perform more than 21,000 vehicle extrications during the year-end holiday period.

Drivers can avoid the causes of some roadside breakdowns by keeping their vehicles properly maintained.  AAA advises motorists to follow their vehicle manufacturer’s recommended maintenance schedule and make sure their vehicle is ready for the rigors of year-end holiday driving.

Here are a few things to add to your list before heading out for your holiday drive:

  • Antifreeze. Check antifreeze annually to ensure it will withstand the winter cold. A 50/50 mixture of coolant and water will protect against freezing.
  • Windshield wipers and washer fluid. Replace wiper blades if they do not clear the glass in a single swipe without streaking. Where appropriate, consider the use of special winter blades that offer improved performance in snow and ice conditions. Fill the windshield washer reservoir with winter detergent fluid to prevent freeze up.
  • Tires. Cold weather reduces tire inflation pressure, so check tire pressures frequently and maintain the vehicle manufacturer’s recommended pressure found on the driver’s door jamb—not the pressure stamped on the tire sidewall. Motorists should never reduce tire pressure in an attempt to increase traction on snow and ice. This does not work, and when the roads dry out it can cause excessive tire wear and vehicle handling problems.
  • Battery. Check for a secure fit and clean away any corrosion on the battery and its cable connections. If the battery is out of warranty, it’s advisable to have it tested before cold weather hits. If replacement is necessary, have a certified technician help select the proper battery for your vehicle type and local climate. In many areas, AAA members can make an appointment to have a AAA Battery Service technicians visit their home or office to check and replace batteries.
  • Belts and hoses. Replace accessory drive belts that are cracked, glazed or frayed, as well as coolant hoses that are visibly worn, brittle, bulging or excessively soft. Check for leaks around hose clamps and at the radiator and water pump.

Other important areas to have a certified technician check in preparation for winter include the vehicle’s fluid levels, lights, brakes, exhaust system and heater/defroster. Throughout the winter driving season, motorists should continue to have regular services, including oil and filter changes, performed at the intervals recommended by the vehicle manufacturer.

While preventative measures go a long way toward keeping motorists driving safely on the road, unexpected weather or vehicle problems may still arise and leave them stranded. AAA encourages motorists to update their emergency roadside kit for winter to include a mobile phone and car charger; blankets; a flashlight with extra batteries; a first-aid kit; drinking water; a small shovel; a sack of sand, cat litter or traction mats; windshield scraper and brush; battery booster cables; and emergency flares or reflectors.

Motorists seeking a trustworthy repair shop to help prepare their vehicle for winter driving are encouraged to visit one of AAA’s more than 8,000 Approved Auto Repair facilities. AAA’s network of approved repair shops is a free public service that enables consumers to identify professional auto shops staffed by certified technicians who are equipped with the proper tools and equipment to service today’s high-tech automobiles. Consumers can find Approved Auto Repair facilities online at AAA.com/repair.

Android and iPhone users can download AAA Mobile, AAA’s mobile smartphone app that provides selected AAA services for all motorists, such as mapping and gas price comparison, as well as member-exclusive benefits including roadside assistance and discounts.  AAA Membership is not required to download and use AAA apps, but is necessary to take advantage of unique member benefits such as roadside assistance.  For more information on AAA Mobile, visit AAA.com/Mobile.

As North America’s largest motoring and leisure travel organization, AAA provides more than 53 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

With more new car choices than ever, AAA helps simplify the process for consumers to find and finance the ‘right’ car for their lifestyle and budget 

ORLANDO,Fla., (March 28, 2012) – Buying a new vehicle takes time, research and eventually money.  So when the occasion comes to purchase a new car, it’s not a choice that should be made lightly. To help consumers, AAA offers a checklist of factors to consider when looking for the ‘right’ new car.

“Today’s consumers have more choices than ever when it comes to picking a new vehicle, but that also means the selection process can be much more difficult,” said John Nielsen, AAA’s Director of Automotive Engineering and Repair. “There are numerous factors to consider, many of which take place long before a buyer ever hits a car lot.”

When shopping for a new vehicle, AAA recommends the following:

  • Determine What Is Affordable. Before considering any specific makes or models, sit down with the household budget and determine what is affordable before visiting a car lot. AAA’s financial services experts advise that no more than 15 percent to 20 percent of your total monthly budget should go to all car-related expenses. Consider the value of your trade-in and how much cash you want to put towards the vehicle purchase. Consult with an insurance agent to get a rough estimate of premiums on the type of vehicle being considered. AAA insurance agents can be located at AAA.com.
  • Evaluate Driving Habits. Take a realistic look at how the vehicle will be used. What types of trips will it be used for most frequently? How many passengers will the vehicle need to carry? How long of a commute will it need to accommodate? Will the vehicle be driven on the highway? Will you need extra cargo space?
  • List Needed Features (Current and Future). Make a list of all required features the new vehicle should include, being careful to separate ‘wants’ from ‘needs.’ How much seating? How much cargo? Minimum fuel economy? When making the list, think about needs today and those several years down the road. Could children be in the future? Could the commute lengthen?
  • Consider Depreciation Costs. The biggest yearly expense to new cars is depreciation. Research how much the models being considered depreciate within the first few years and consider a model that has a track record of holding its value longer. The new AAA Auto Buying Tools App can assist consumers shopping for a new vehicle by providing all of the information they need to make an educated decision by visiting AAA.com/AutoBuying or by downloading the AAA Auto Buying Tools app from the iTunes App Store. The app can build the car you want, including options and available incentives, while viewing pricing information, crash safety ratings, AAA reviews, images and more.
  • New or New to You. Look at pricing options for both new vehicles, as well as models that are one to two years old. There are benefits to both new and slightly used models. New vehicles typically come with longer warranties, buying incentives from the automaker, the latest features and are widely available. Slightly used vehicles might offer a price break, but it can be more difficult to find the ‘perfect’ vehicle with the exact features a buyer is seeking and does not have buying incentives from the manufacturer.
  • Review Warranty and Maintenance Costs. Review the length of the warranty of vehicles being considered and exactly what it covers. Investigate the maintenance costs associated with the car by reviewing its recommended maintenance schedule and calculating new costs of regularly needed maintenance items. If the buyer consistently uses the same repair shop, ask how the cost of maintaining the new vehicle will compare with the current vehicle.  AAA Approved Auto Repair shops are located across North America and are excellent sources of trusted maintenance information.  The nearest shop can be located by visiting AAA.com/repair.
  • Investigate Safety Ratings and Features. Check the safety ratings of all models under consideration from National Highway Traffic Safety Administration (NHTSA) and Insurance Institute for Highway Safety (IIHS). Evaluate the safety features available on each model. If using a car seat for a child, check the accessibility to the vehicle’s LATCH system and the ease of installing a child passenger safety seat.
  • Seek Recommendations and Reviews. Ask friends, family and colleagues for feedback on their vehicles. Read professional reviews provided by AAA’s Auto Buying experts at AAA.com/AutoBuying, and feedback from current owners of the models being considered. These can often be found on web forums.
  • Don’t Limit Choice to One Vehicle. Narrow the choices to two or three vehicles that meet all the criteria, but do not narrow it down to only one. By allowing flexibility, buyers have more negotiating room and a better chance of finding the best possible price.
  • Financing is Key. AAA financial services experts advise that consumers gain a distinct advantage in the car buying process by arriving at the dealership with financing in hand.  Carefully and thoroughly shop loan options and available interest rates in advance. Inching down a loan’s interest rate even a percentage point or two can save hundreds of dollars over the life of the car loan.  Match the length of the loan to the length of ownership.  Select your loan term based on how long you plan to own the vehicle and make sure your loan has no prepayment penalty.

AAA can help consumers save for major purchases like buying a new vehicle.  Building a sound savings strategy is the best way to prepare for the future and different savings options offer different benefits to help you reach your goals.  AAA members can learn more at AAA.com/deposits.

As North America’s largest motoring and leisure travel organization, AAA provides more than 53 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

AAA Financial Services Program Reaches $3 Billion in Deposits Providing Members Valuable Savings Options

ORLANDO, Fla., October 14, 2011

AAA’s three-and-a-half year old AAA Deposit Program with Discover Bank is celebrating a milestone accomplishment by reaching $3 billion in deposits, up from $2 billion only one year ago.  Members participating in the AAA Deposit program earn preferred member rates on FDIC-insured deposits.

 Achieving the $3 billion milestone was driven by the AAA Deposit Program’s preferred member interest rates and the trust and security that members have in the AAA brand,” said Marshall L. Doney, AAA Vice President, Automotive and Financial Services.  “During these uncertain economic times, it is more important than ever for Americans to stay focused on their financial future.” 

“AAA is pleased that members are utilizing the AAA Deposit Program to achieve their present and future savings goals,” continued Doney.   

A sound financial strategy should include three types of savings: short-term savings accounts and money market accounts that are easily accessible; medium-term, pre-retirement savings accounts that generate extra income for retirement, such as certificates of deposits; and long-term savings for retirement with tax-advantaged options, such as individual retirement accounts. 

 The AAA Deposit Program is available at AAA.com/Deposits and offers AAA members these savings options, all with preferred member rates and FDIC insurance up to applicable limits:

 

Certificates of Deposit

The AAA Deposit Program’s backbone, Certificate of Deposit accounts offer no minimum deposit to open and terms from 3 months to 10 years, providing the flexibility to meet a variety of needs.

 Online Savings Accounts

AAA’s newest savings option is a highly-competitive online savings account, offering rates that are currently more than five times the national savings average1, a low $500 minimum deposit to open, plus no minimum balance required after opening.

 Money Market Accounts

Enjoy easy access while earning great interest rates.  Money Market accounts offer access by check, debit card, online and ATM. Make fast and easy online money transfers2, plus there’s no minimum deposit required to open3.

 Individual Retirement Accounts

The AAA Deposit program offers members both Traditional and Roth IRA CDs.  Secure a great rate, enjoy flexible terms from 3 months to 10 years, and watch your retirement savings grow with the tax-advantaged option that works best for you.

The AAA Deposit Program, or portions thereof, may not be available in all areas. AAA members can open AAA Deposit accounts at AAA.com/Deposits.

As North America’s largest motoring and leisure travel organization, AAA provides more than 52 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. Visit AAA clubs on the Internet at AAA.com.

Founded in 1911, Discover Bank is one of the 100 largest banks in theUnited Statesand an affiliate of Discover Financial Services. Discover Bank offers certificates of deposit, money market, and online savings accounts, and other financial products and services. For more information, visit discoverbank.com

1National Average APYs based on rates of top 50U.S. banks by deposit provided by Informa Research Services, Inc. as of 9/20/11.

2You may make up to six preauthorized transfers from your money market account per statement cycle, including automatic and telephone transfers.

3 There is no minimum deposit required to open an account, however money market accounts must have an average daily balance of at least $1,500 beginning on the third statement cycle otherwise a monthly minimum balance fee will be charged.

Orlando, Fla., September 1, 2009

AAA suggests ways it can help parents give teens life lessons in money management 

Parents who want to provide their teens with constructive lessons in consumer finance can use two exciting events in most young adults’ lives to further their financial education, AAA says.

“Older teens that are eager to own their own vehicle or take a special trip with family or friends can learn some important life lessons about money that will serve them well as they mature,” said Bill Gerhard, director of AAA Financial Services. “Both events should involve researching costs, setting a budget, saving with the benefit of compounding interest, investigating financing options and credit terms and, ultimately, achieving the goal of a vehicle or a vacation.”

AAA clubs can help parents work with teens on both of these goals via one of the motoring and travel organization’s more than 1,100 travel agency locations and by using AAA Financial Services products as a source of savings and possible financing.

AAA suggests the following approach whether the goal is an automobile or a special after-graduation or educational trip:

  1. Set time aside to meet as a family and talk about what your son or daughter wants, when they want it, how much money may be involved and what financial resources may or may not be available. Discuss the costs of credit versus paying cash. If they are not already employed, your teen may need to find a job or start earning money doing chores for others. Perhaps they have a special skill they can use to earn money. If they are already driving a used vehicle, the trade-in or resale value may help cover the down payment. 
  2. Begin researching costs. If it is an automobile go to AAA.com/AutoMaker to research vehicle reviews and prices. Review AAA’s Your Driving Costs available at AAA.com/PublicAffairs to understand the full cost of owning and operating a car or truck. AAA.com also is a great place to find travel bargains. Trips aimed at older teens and adults to age 35 are available through AAA’s partnership with Contiki tours. Cruises can be an excellent way for older teens and others to stay within a budget, although minimum age requirements or an escort of at least 25 years of age typically apply. For information on AAA tours and cruise packages visit a AAA Travel Agency or go to: AAA.com/Travel.
  3. Set a financial goal that must be attained before the vehicle or trip is purchased. Some parents will match what their teens save or contribute a fixed amount if their teen saves an appropriate share of the expense. Others parents will expect their son or daughter to raise all of the needed funds. If a portion of the expense is to be financed, some AAA clubs may be able to help parents who are willing to co-sign a consumer loan. Be clear about who will be responsible for what.
  4. Create a calendar indicating how much money must be saved each week or month in order to reach the goal by a specified time. Have your teen begin putting their funds into a deposit product geared toward saving. AAA offers certificates of deposit and money market accounts at higher than average market rates for savers via its relationship with Discover Bank. Use an online financial calculator—such as the ones available for CDs and money market accounts at AAA.com/Deposits—to show how much interest these deposits will generate by the time the goal is reached. Understanding the value of compounding interest on deposits is crucial for all savers. This lesson can help teens understand the wisdom of saving for every major financial event; whether starting a family, buying a home, opening a business or retiring in comfort.
  5. Meet regularly with your teen to review their financial progress. Once their goal is almost within reach start shopping for the new vehicle or meet with a AAA travel agent. AAA travel agencies will work with all travelers, although members are entitled to special discounts and benefits. The buying process is exciting, but make sure your teen resists the urge to make a purchase before all the needed funds are available. This can be especially true when visiting an automobile dealership where the pressure to buy now can be especially challenging. 
  6. Once the financial goal has been met, teen travelers can put their spending money on a TravelMoney card available through AAA. This reloadable payment mechanism will not allow the user to exceed the funds available on the card, helping teens stay with their budget. And if need be, additional funds can be added to the card at any time. Since the card is replaceable, if it is lost or stolen the unused funds can be recovered, helping to protect their hard earned savings.
  7. When the financial goal is achieved, celebrate with a special meal or gift at one of more than 164,000 locations offering AAA Show Your Card & Save® discounts. Teaching your teen the value of AAA membership is another practical lesson in consumer finance.

As North America’s largest motoring and leisure travel organization, AAA provides more than 51 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.

Orlando, Fla., October 28, 2003

The nation’s oldest affinity credit card celebrates its silver anniversary this month as AAA and Visa join to commemorate their 25-year partnership with a cake-cutting ceremony today at AAA’s national office in Heathrow.

“The AAA Visa card was the first credit card experience for a lot of AAA members,” says Scott Denman, managing director, AAA Financial Services. “Many people had department store credit cards but not bank-issued credit cards we are familiar with today.”

he AAA/Visa credit card program was launched in 1978, offering the first affinity, bank-issued credit card to AAA members. At the time, the credit card industry itself was in its infancy. The AAA/Visa program introduced many AAA clubs to credit card payment systems and direct mail marketing.

The popularity of affinity credit cards and the AAA/Visa program proves the association was on the right track in 1978. In the past quarter century, the program has grown from 15,000 accounts with $5 million in outstanding balances to 3.3 million accounts with nearly $4 billion in outstanding balances.

“For 25 years, AAA and Visa have grown their relationship from a single product idea into a comprehensive partnership spanning multiple business lines and audience segments,” said Fran Schall, executive vice president of sales and integrated solutions for Visa USA. “I believe we’ve just begun to scratch the surface of what we can offer our customers.”

“Those of us involved with the AAA/Visa credit card program today salute those at AAA who had the vision to pioneer the credit card industry,” says Denman. “While we have enjoyed 25 successful years, in the last year alone, we have added a 5 percent gasoline rebate, a rewards program, travel discounts and more benefits for cardholders,” says Denman. “Cardholders also can purchase fee-free Visa Travelers Cheques at AAA club offices with no cash advance fee.”

As North America’s largest motoring and leisure travel organization, AAA provides more than 46 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers.

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